As an independent contractor, you are responsible for paying all of the expenses relating to your business along with your personal expenses. This differs from being an employee, where the employer pays for many of the expenses like health care and retirement plans

At the same time, there is typically no consistency in how a Realtor gets paid. Being commission-based, your income will vary each year depending on how many sales you have. Because of this, you have to plan each year for how you will pay for business and life.

This mini-book is designed for you to fully understand your expenses (business and personal) and what income you need to generate to run a successful business while enjoying your life!